Servicing Florida, Texas & Georgia

Insurance should be simple, not stressful

With 10+ years of combined experience and 30+ top-rated carriers, we shop multiple options to find the right coverage at the best value. Auto, home, business, and more across Florida, Texas, and Georgia.

Get a Free Quote → Call (305) 329-3203
EZ Insurance Rates

The Right Coverage,
The Right Price

30+ carriers. One simple process.

30+ Top carriers
3 States served

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5.0 ★★★★★
34 reviews on Google
Google Reviews
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Synyetta Simons
1 month ago
★★★★★
Needing a new rate?! Let me tell you, EZ INSURANCE RATES will get you what you're looking for. From the time I was referred, it was immaculate!! JULIAN is the GOAT!
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Jonias Rivera
4 months ago
★★★★★
Gilbert was amazing! So professional and saved me 50% of my insurance with the same company and coverage! Don't hesitate to contact him for any inquiries.
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Amanda Gonzales
4 months ago
★★★★★
Gilbert provided a quick response and answered all my questions along the way. He also provided me with some education on insurance coverages. I felt comfortable and cared for and switched my policy to their team.
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Boogie Boo
4 months ago
★★★★★
Justin was totally Amazing, very caring, out going, patient but most importantly he was VERY understanding!!! He helped me find one of the lowest rates available.
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Tee B
5 months ago
★★★★★
Julian was very patient, knowledgeable about the types of coverage, and walked me through the entire process from collecting information to payment.
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Lizandra Doerffler
4 months ago
★★★★★
I was buying a car at the dealer and needed insurance urgently. Gilbert quickly gave me quotes from several companies and gave me a very good price with Geico. Very good service!
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Chris Carter
6 months ago
★★★★★
I've been getting the run around and high quotes from everyone UNTIL I talked to Julian. He made it quick and easy to find an insurance company with good rates. Now I pay less and have better insurance. Customer for life!!!
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Justin Reyes
7 months ago
★★★★★
Exceptional service! Gilbert took great care of me and made sure I got the best rates with the best coverages possible. Very professional. I highly recommend EZ Insurance Rates!
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Kathii Brito
5 months ago
★★★★★
Gilbert not only saved me some $$ on my car insurance but he made me feel like family. Didn't judge with all the questions I had, answered them all, and was very patient with me.
Some of the carriers we work with
GEICO
Progressive
Allstate
Travelers
The Hartford
Chubb
Citizens
Florida Peninsula
Universal
American Integrity
Tower Hill
Zurich NA
Hiscox
Coterie
Next Insurance
Kemper
CRC TAPCO
CM&F Group
Dairyland
National General
Root
Responsive
United Auto

Fast Quotes

Our process is streamlined so you get answers quickly. No runaround, no waiting days for a callback.

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Transparent Pricing

We compare top carriers side by side so you see exactly what you're getting and what you're paying. No hidden fees.

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Right Fit Guarantee

Our licensed professionals guide you to coverage that actually matches your needs, not just the cheapest option.

Insurance for every part of your life

🚗 🛡

Auto

Personal or commercial vehicles. Liability, collision, comprehensive, and fleet coverage. We compare 30+ carriers to find you the best rate.

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Home

Protect your biggest investment. Home, personal property, liability, flood insurance, and additional living expenses if the unexpected happens.

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Business

General liability, workers' comp, professional liability, and more. Tailored commercial coverage so you can focus on running your business.

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Specialty Vehicles

Motorcycles, RVs, watercraft, off-road vehicles, and golf carts. Specialized coverage for everything beyond your daily driver.

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Meet the Team

With over 10+ years of combined experience in the insurance industry, our team brings the knowledge and relationships needed to deliver real results. Since officially launching in 2022, EZ Insurance Rates has partnered with 30+ top-rated carriers, allowing us to shop multiple options and find the right coverage at the best value for every client.

EZ Insurance Rates was built on a simple belief: insurance shouldn't be confusing or transactional. Too often, clients are left without a clear understanding of their coverage or options. Our mission is to bridge that gap by educating, guiding, and empowering every client we work with. We focus on making the process quick, transparent, and truly "EZ," while helping you make informed decisions and ultimately save money.

✓ Licensed in FL, TX & GA ✓ 30+ Carriers ✓ Miami Based
BBB Accredited Business

Get a Quote

You might be wondering...

Most quotes come back within 24 hours. For simple auto or home policies, we can often get you numbers the same day.

When you go direct, you only see one carrier's price. We compare 30+ carriers at once to make sure you're getting the best rate and coverage for your situation.

Yes. If you need to file a claim, we help guide you through the process and advocate on your behalf with the carrier.

Absolutely. Bundling auto + home or business + commercial auto often saves 10-20%. We'll show you the bundled vs. separate pricing so you can decide.

We can review your current policy and see if there's a better rate or coverage option available. No obligation to switch if your current plan is already solid.