Privacy Policy

Effective Date: May 27, 2025

Your Privacy Matters to Us

At EZ Insurance Rates, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you obtain insurance services through us. This applies to current and former customers.

As a property and casualty insurance agency licensed in the State of Florida, we comply with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and Florida's Insurance Code.

Information We Collect

We collect personal information necessary to provide you with insurance products and services. This information may include:

• Personal identifiers (e.g., name, address, phone number, email address)
• Government-issued identification (e.g., Social Security number, driver's license number)
• Financial information (e.g., credit scores, payment history)
• Property information (e.g., home characteristics, vehicle data, claims history)
• Insurance coverage and transaction history

We may obtain this information from:

• You, directly through applications, forms, phone calls, or online interactions
• Consumer reporting agencies
• Government databases
• Third-party service providers (e.g., underwriting or claims processing partners)

How We Use Your Information

Your information is used to:

• Provide, underwrite, and service your insurance policy
• Process claims and communicate with you
• Prevent fraud and comply with legal requirements
• Maintain and improve our services

Information Sharing and Disclosure

We do not sell your personal information. We may share your information only as permitted or required by law with:

• Insurance carriers, adjusters, and reinsurers
• Regulatory or law enforcement authorities
• Third-party service providers (e.g., payment processors, IT support, marketing)
• Other parties involved in your insurance transactions

All third parties with whom we share information are obligated to keep it confidential and use it only for the intended purpose.

SMS consent is not shared with third parties or affiliates for marketing purposes.

Your Rights and Choices

You have the right to:

• Review or correct your personal information
• Opt out of certain information sharing with affiliates and non-affiliates, where applicable
• Request details about the information we collect and how it is used

To exercise these rights, please contact us at the information provided below.

Data Security

We maintain physical, electronic, and procedural safeguards that comply with federal and Florida regulations to protect your personal information from unauthorized access or disclosure.

Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from anyone under the age of 13.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised version with a new effective date on our website. We encourage you to review this policy periodically.