Effective Date: May 27, 2025
Welcome to EZ Insurance Rates! These Terms and Conditions ("Terms") govern your access to and use of our website, services, and communications. By using our site or services, you agree to be bound by these Terms.
You agree to use our website and services only for lawful purposes. You may not use our site to:
Our website and online tools are intended for use by individuals 18 years or older and residents of Florida, unless otherwise stated.
EZ Insurance Rates is a licensed property and casualty insurance agency in the state of Florida. All insurance products are subject to underwriting approval and may vary by insurer and policyholder circumstances. We do not guarantee coverage until a policy is officially issued by the insurance carrier.
Descriptions of insurance services and coverages on our site are for informational purposes only and are not binding offers.
Insurance quotes provided through our website or representatives are non-binding and based on the information you provide. A final rate is determined by the insurer after underwriting and may differ from any preliminary quote.
You are responsible for ensuring all information submitted in applications and quote requests is accurate and complete.
The content on our site is provided "as is" without warranties of any kind. We do not guarantee:
Use of the website and services is at your own risk.
To the fullest extent permitted by law, EZ Insurance Rates, its employees, or partners shall not be liable for any indirect, incidental, or consequential damages resulting from:
All content on our website, including text, logos, graphics, and software, is the property of EZ Insurance Rates or its licensors and is protected under U.S. and international copyright laws.
You may not reproduce, distribute, or exploit our content without written permission.
Our site may contain links to third-party websites. These are provided for convenience only. EZ Insurance Rates is not responsible for the content, security, or privacy practices of any external sites.
Our use of personal information is governed by our Privacy Policy. By using our services, you consent to the collection and use of information as described in that policy.
We reserve the right to terminate or restrict your access to our website and services at our discretion, without notice, for any violation of these Terms.
These Terms shall be governed by the laws of the State of Florida without regard to its conflict of law principles. Any disputes arising shall be resolved in the state or federal courts located in Miami-Dade County, Florida.
We may update these Terms from time to time. Continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from EZ Insurance Rates. This includes SMS messages for appointment scheduling, appointment reminders, post-visit instructions, lab notifications, and billing notifications. Message frequency varies. Message and data rates may apply. See our Privacy Policy. Message HELP for help. Reply STOP to any message to opt out.